Think rates are falling? Rake in the savings NOW! 24-Month CD: 3.50% APY* ESSA Bank & Trust Visit essabank.com/cd or call 855.713.8001 today! *Fixed Rate account. The interest rate and Annual Percentage Yield (APY) are fixed for the term of the CD. $1,000 minimum balance required to open the 24-Month CD and earn the advertised APY. Interest is compounded and credited quarterly. The APY assumes that interest remains on deposit until maturity. A withdraw will reduce earnings. Substantial penalty for early withdrawal. Upon maturity, you have 7 calendar days to make additional deposits or withdrawals. At the end of the grace period, the 24-Month CD will be automatically renewed for a new 24-Month term at an interest rate and APY that we are then paying on CDs with similar term. $250 minimum balance to open an IRA CD. Please refer to the account disclosure for further information. APY accurate as of 10/1/2024. Member FDIC Think rates are falling ? Rake in the savings NOW ! 24 - Month CD : 3.50 % APY * ESSA Bank & Trust Visit essabank.com/cd or call 855.713.8001 today ! * Fixed Rate account . The interest rate and Annual Percentage Yield ( APY ) are fixed for the term of the CD . $ 1,000 minimum balance required to open the 24 - Month CD and earn the advertised APY . Interest is compounded and credited quarterly . The APY assumes that interest remains on deposit until maturity . A withdraw will reduce earnings . Substantial penalty for early withdrawal . Upon maturity , you have 7 calendar days to make additional deposits or withdrawals . At the end of the grace period , the 24 - Month CD will be automatically renewed for a new 24 - Month term at an interest rate and APY that we are then paying on CDs with similar term . $ 250 minimum balance to open an IRA CD . Please refer to the account disclosure for further information . APY accurate as of 10/1/2024 . Member FDIC