11-Month CD: 5.5% APY Bag some great savings with a High-Rate CD from ESSA Bank & Trust EA essabank.com/cd Fixed Rate accounts. The interest rate and Annual Percentage Yield are fixed for the term of the CD. $15,000 minimum balance required to open the 11-Month CD and earn the advertised APY, of which $15,000 must be new money. New money is defined as funds not currently on deposit with ESSA Bank & Trust. Interest is compounded and credited quarterly. The APY assumes that interest remains on deposit until maturity. A withdraw will reduce earnings. Substantial penalty for early withdrawal. Upon maturity, you have 7 calendar days to make additional deposits or withdrawals. At the end of the grace period, the 11-Month CD will be automatically renewed for a new 6-Month term at an interest rate and APY that we are then paying on CDs with that term. Product is not available as an IRA. Please refer to the account disclosure for further information. Member FDIC YOUR HOUSE LENDER 11 - Month CD : 5.5 % APY Bag some great savings with a High - Rate CD from ESSA Bank & Trust EA essabank.com/cd Fixed Rate accounts . The interest rate and Annual Percentage Yield are fixed for the term of the CD . $ 15,000 minimum balance required to open the 11 - Month CD and earn the advertised APY , of which $ 15,000 must be new money . New money is defined as funds not currently on deposit with ESSA Bank & Trust . Interest is compounded and credited quarterly . The APY assumes that interest remains on deposit until maturity . A withdraw will reduce earnings . Substantial penalty for early withdrawal . Upon maturity , you have 7 calendar days to make additional deposits or withdrawals . At the end of the grace period , the 11 - Month CD will be automatically renewed for a new 6 - Month term at an interest rate and APY that we are then paying on CDs with that term . Product is not available as an IRA . Please refer to the account disclosure for further information . Member FDIC YOUR HOUSE LENDER