Stearns HMLS# 1854 SHARON GENEROTTI 570-417-1428 Branch Manager NMLS127937 BARBARA GARRETT 570-561-7829 Mortgage Originator NMLS#197696 LIANE SCOFIELD 570-994-0975 Mortgage Originator NMLS# 408692 'Borrowers must qualify at a certain income level depending on the county where the property is located. Mortgage insurance may be required on loans greater than 80% loan to value and will increase your monthly payment 3The appraisal determines the maximum loan amount. The borrower can borrow up to 102.75% of the appraised value if the guarantee fee is included in the loan amount. Initial costs may include an appraisal. Please ask your Mortgage Loan Originator for a full list of fees and expenses. This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California. Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707.(800) 350-LEND (5363) Company NMLS# 1854(www. nmlsconsumeraccess.org). This information is accurate as of February 4, 2019. 2019 Stearns Lending, LLC All Rights Reserved. Licensed by the N.J. Department of Banking and Insurance. Virginia State Corporation Commission Lender/Broker License #MC - 2184 . RET 180422_C 020419 LENDER 80931609 Stearns HMLS# 1854 SHARON GENEROTTI 570-417-1428 Branch Manager NMLS127937 BARBARA GARRETT 570-561-7829 Mortgage Originator NMLS#197696 LIANE SCOFIELD 570-994-0975 Mortgage Originator NMLS# 408692 'Borrowers must qualify at a certain income level depending on the county where the property is located. Mortgage insurance may be required on loans greater than 80% loan to value and will increase your monthly payment 3The appraisal determines the maximum loan amount. The borrower can borrow up to 102.75% of the appraised value if the guarantee fee is included in the loan amount. Initial costs may include an appraisal. Please ask your Mortgage Loan Originator for a full list of fees and expenses. This is not a commitment to lend. Program restrictions apply. Stearns Lending, LLC offers many loan products. Stearns Lending, LLC is a California. Limited Liability Company headquartered at 4 Hutton Centre Drive, 10th Floor, Santa Ana, California 92707.(800) 350-LEND (5363) Company NMLS# 1854(www. nmlsconsumeraccess.org). This information is accurate as of February 4, 2019. 2019 Stearns Lending, LLC All Rights Reserved. Licensed by the N.J. Department of Banking and Insurance. Virginia State Corporation Commission Lender/Broker License #MC - 2184 . RET 180422_C 020419 LENDER 80931609