If you recently completed a residency or a fellowship, you may think it's not possible to purchase a home so soon. Our Doctor Loan Program can get you into the home you deserve HOME LOANS FOR DOCTORS & DENTISTS BENEFITS OF A DOCTOR LOAN? We recognize the work and money you have invested into your education and careen We make it easier to qualify by excluding certain student debt when calculating monthly Debt-To-Income (DTI) ratio WHAT ARE THE REQUIREMENTS? You must be an M.D, D.O., D.D.S.or D.M.D. You can also be in your residency/fellowship. The mortgage will be your primary, single-family residence. Manufactured (mobile) homes do not qualify No "cash-out refinancing of your primary residence is allowed Fixed-rate mortgage, or a 7/1 ARM (Adjustable Rate Mortgage). With priority processing and on-time closings, you can count on us to be respectful of your most valuable asset-your time. CONTACT ME TODAY AND WE'LL PUT YOU ON THE FAST-TRACK TO YOUR NEW HOME Stearns SHARON GENEROTTI Branch Manager 570-417-1428 NMLS # 127937 BARBARA GARRETT Loan Originator 570-561-7829 NAILS # 197696 LIANE SCOFIELD Loan Originator 50-994-0975 NMLS #408692