Stearns YOU MIGHT SAVE MONEY WITH A USDA MORTGAGE United States Department of Agriculture (USDA) financing isn't just for farms and acreage Some neighborhoods are located in a rural- zoned area, so you may qualify for the favorable terms of a USDA home loan. HERE ARE THE DETAILS eLess stringent credit requirements make it easier to qualify .Some buyers can borrow the full loan amount without making a down payment. This is known as 100% loan-to-value (LTV Upfront costs can be rolled into your home loan. We can decide if USDA home financing or refinancing is right for you. CALL ME SHARON GENEROTTI 570-417-1428 Branch Manager BARBARA GARRETT 570-561-7829 Mortgage Originator LIANE SCOFIELD Mortgage Originator SHELBY HESS Morgage Originator NMLS#127937 NMLS # 197696 570-994-0975 NMLS # 408692 570-445-6838 NMLS # 1 122701