DISCOVER YOUR PATH TO GROWTH NCUA FEDERALLY INSURED BY NCUA With UFCW COMMUNITY FEDERAL CREDIT UNION YOUR FULL-SERVICE FINANCIAL INSTITUTION, MEETING ALL YOUR FINANCIAL NEEDS AND HELPING YOU ACHIEVE YOUR GOALS! NO FEES Limited Time Only EQUAL HOUSING OPPORTUNITY HOME EQUITY Loan Special 6.49%PR 6.99% *Annual Percentage Rate (APR) of 6.99% for qualified borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 15 years. *Annual Percentage Rate (APR) of 6.49% for qualified borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 10 years. A 180 month term loan with a 6.99% fixed APR would have monthly payments of $8.98 per $1000 borrowed. A 120 month term loan with a 6.49% fixed APR would have monthly payments of $11.35 per $1000 borrowed. These payments are for illustration purposes only. The payments do not include amounts for insurance premiums and taxes, if applicable, the actual payment obligation will be greater. First Lien Loans Only. Programs, rates, terms and conditions are subject to change without notice. All fees and costs are waived. LIMITED TIME ONLY Must meet Membership requirements to apply. May borrow up to 80% maximum loan to value (LTV). LIMITED TIME ONLY APR Up to 10 Years 15 Years * 6-Month Special SHARE CERTIFICATE 4.00% APY AUTO LOANS Special A's Low As 5.49% Up to 72 months APR The Annual Percentage Rate (APR) of 5.49% is for qualified borrowers who meet certain credit criteria. A 72 month term loan with a 5.49% fixed APR would have monthly payments of $16.33 per $1000 borrowed. This payment example is for illustration purposes only. Your actual payment may vary and is based on credit worthiness and underwriting factors. Proof of income is required at time of loan funding. Loan to value requirements may apply. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details. | *Share Certificate Special - Annual Percentage Yield with a $500 minimum deposit. Annual Percentage Yield is 4.00% for 6 months (Interest rate is 3.94% APR for 6 months). Rates subject to change, early withdrawal penalty may apply, and other rates and terms available. You may open an account with UFCW Community FCU if you live, work, or attend school or church in Luzerne, Wyoming or Lackawanna Counties. UFCW Community Federal Credit Union Your Path To Growth 570-693-0500 | ufcwpa.org Locations: 46 South Main Street, Pittston 377 Wyoming Ave., Wyoming 570 Market Street, Kingston 1460 Sans Souci Pkwy., Hanover Twp. DISCOVER YOUR PATH TO GROWTH NCUA FEDERALLY INSURED BY NCUA With UFCW COMMUNITY FEDERAL CREDIT UNION YOUR FULL - SERVICE FINANCIAL INSTITUTION , MEETING ALL YOUR FINANCIAL NEEDS AND HELPING YOU ACHIEVE YOUR GOALS ! NO FEES Limited Time Only EQUAL HOUSING OPPORTUNITY HOME EQUITY Loan Special 6.49 % PR 6.99 % * Annual Percentage Rate ( APR ) of 6.99 % for qualified borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 15 years . * Annual Percentage Rate ( APR ) of 6.49 % for qualified borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 10 years . A 180 month term loan with a 6.99 % fixed APR would have monthly payments of $ 8.98 per $ 1000 borrowed . A 120 month term loan with a 6.49 % fixed APR would have monthly payments of $ 11.35 per $ 1000 borrowed . These payments are for illustration purposes only . The payments do not include amounts for insurance premiums and taxes , if applicable , the actual payment obligation will be greater . First Lien Loans Only . Programs , rates , terms and conditions are subject to change without notice . All fees and costs are waived . LIMITED TIME ONLY Must meet Membership requirements to apply . May borrow up to 80 % maximum loan to value ( LTV ) . LIMITED TIME ONLY APR Up to 10 Years 15 Years * 6 - Month Special SHARE CERTIFICATE 4.00 % APY AUTO LOANS Special A's Low As 5.49 % Up to 72 months APR The Annual Percentage Rate ( APR ) of 5.49 % is for qualified borrowers who meet certain credit criteria . A 72 month term loan with a 5.49 % fixed APR would have monthly payments of $ 16.33 per $ 1000 borrowed . This payment example is for illustration purposes only . Your actual payment may vary and is based on credit worthiness and underwriting factors . Proof of income is required at time of loan funding . Loan to value requirements may apply . Must meet membership requirements and fees may apply . All credit union loan programs , rates , terms and conditions are subject to change without notice . Contact any branch office for full loan details . | * Share Certificate Special - Annual Percentage Yield with a $ 500 minimum deposit . Annual Percentage Yield is 4.00 % for 6 months ( Interest rate is 3.94 % APR for 6 months ) . Rates subject to change , early withdrawal penalty may apply , and other rates and terms available . You may open an account with UFCW Community FCU if you live , work , or attend school or church in Luzerne , Wyoming or Lackawanna Counties . UFCW Community Federal Credit Union Your Path To Growth 570-693-0500 | ufcwpa.org Locations : 46 South Main Street , Pittston 377 Wyoming Ave. , Wyoming 570 Market Street , Kingston 1460 Sans Souci Pkwy . , Hanover Twp .