NCUA LENDER We're Turning 70... And Turning Down Our Home Equity Rates! Join the Celebration! Up to 10 Years 5.25% Up to 15 Years APR* 5.70% APR* (570) 693-0500 www.ufcwpa.org Limited time NO FEES! Celebrating 70 years UFCWCommunity Federal Credit Union *Annual Percentage Rate (APR) of 5.70% for qualified borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 15 years. *Annual Percentage Rate (APR) of 5.25% for qualified borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 10 years. A 180 month term loan with a 5.70% fixed APR would have monthly payments of $8.28 per $1000 borrowed. A 120 month term loan with a 5.25% fixed APR would have monthly payments of $10.73 per $1000 borrowed. These payments are for illustration purposes only. The payments do not include amounts for insurance premiums and taxes, if applicable, the actual payment obligation will be greater. First Lien Loans Only. Programs, rates, terms and conditions are subject to change without notice. All fees and costs are waived. LIMITED TIME ONLY Must meet Membership requirements to apply. May borrow up to 80% maximum loan to value (LTV). LIMITED TIME ONLY OPPORTUNITY. NCUA LENDER We're Turning 70 ... And Turning Down Our Home Equity Rates ! Join the Celebration ! Up to 10 Years 5.25 % Up to 15 Years APR * 5.70 % APR * ( 570 ) 693-0500 www.ufcwpa.org Limited time NO FEES ! Celebrating 70 years UFCWCommunity Federal Credit Union * Annual Percentage Rate ( APR ) of 5.70 % for qualified borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 15 years . * Annual Percentage Rate ( APR ) of 5.25 % for qualified borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 10 years . A 180 month term loan with a 5.70 % fixed APR would have monthly payments of $ 8.28 per $ 1000 borrowed . A 120 month term loan with a 5.25 % fixed APR would have monthly payments of $ 10.73 per $ 1000 borrowed . These payments are for illustration purposes only . The payments do not include amounts for insurance premiums and taxes , if applicable , the actual payment obligation will be greater . First Lien Loans Only . Programs , rates , terms and conditions are subject to change without notice . All fees and costs are waived . LIMITED TIME ONLY Must meet Membership requirements to apply . May borrow up to 80 % maximum loan to value ( LTV ) . LIMITED TIME ONLY OPPORTUNITY .