BEST of the BEST -2026- TIMES LEADER MEDIA GROUP SILVER WINNER Thank You For Voting Us Best Credit Union! Celebrating 70 Years UFCWCommunity Federal Credit Union 570-693-0500 www.ufcwpa.org We're Turning 70... And Turning Down Our Home Equity Rates! Join the Celebration! NCUA Federally Insured by NCUA Up to 10 Years 15.25% Up to 15 Years APR* 5.70% Limited time NO FEES! APR* "Annual Percentage Rate (APR) of 5.70% for qualified borrowers who meet certain cred criteria and borrow a mund $20,000 up to a maximum of 15 years "Annual Percentage Rate (APR) of 5.25% for qualed borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 10 years. A 180 month term can with a 5.79% fixed APR would have monthly payments of $8.20 per $1000 borrowed. A 120 month term loan with 6.2516 fixed APR would have monthly payments of and conditions are subject to change without notice. All fees and cats are waved LIMITED TIME ONLY Must meet Membership requirements to apply. May brow up to 80% maximum loan to value (LTV), LIMITED TIME ONLY OPPORTUNITY. rates, bes And rolling out Celebratory Low Rates! Rev Up the Party! AUTO LOANS as low as 3.70% Up to 60 months Celebrating 70 Years UFCWCommunity Federal Credit Union (570) 693-0500 www.ufcwpa.org APR* "Additional rates and terms available "The Annual Percentage Rate (APR) of 3.70% for qualified borrowers who meet certain credit criteria. A 60-month term loan with a 3.70% fixed APR would have monthly payments of $18.28 per $1,000 borrowed. This payment example is for illustration purposes only. Your actuel payment may vary and is based on creditworthiness and underwriting factors. Proof of income is required at the time of loan funding Loan to value requirements may apply. Vehicle must be 2024 or newer with no more than 1.000 miks. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice. Contact any branch office for full loan details Rates effective 3/2/2026 BEST of the BEST -2026- TIMES LEADER MEDIA GROUP SILVER WINNER Thank You For Voting Us Best Credit Union ! Celebrating 70 Years UFCWCommunity Federal Credit Union 570-693-0500 www.ufcwpa.org We're Turning 70 ... And Turning Down Our Home Equity Rates ! Join the Celebration ! NCUA Federally Insured by NCUA Up to 10 Years 15.25 % Up to 15 Years APR * 5.70 % Limited time NO FEES ! APR * " Annual Percentage Rate ( APR ) of 5.70 % for qualified borrowers who meet certain cred criteria and borrow a mund $ 20,000 up to a maximum of 15 years " Annual Percentage Rate ( APR ) of 5.25 % for qualed borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 10 years . A 180 month term can with a 5.79 % fixed APR would have monthly payments of $ 8.20 per $ 1000 borrowed . A 120 month term loan with 6.2516 fixed APR would have monthly payments of and conditions are subject to change without notice . All fees and cats are waved LIMITED TIME ONLY Must meet Membership requirements to apply . May brow up to 80 % maximum loan to value ( LTV ) , LIMITED TIME ONLY OPPORTUNITY . rates , bes And rolling out Celebratory Low Rates ! Rev Up the Party ! AUTO LOANS as low as 3.70 % Up to 60 months Celebrating 70 Years UFCWCommunity Federal Credit Union ( 570 ) 693-0500 www.ufcwpa.org APR * " Additional rates and terms available " The Annual Percentage Rate ( APR ) of 3.70 % for qualified borrowers who meet certain credit criteria . A 60 - month term loan with a 3.70 % fixed APR would have monthly payments of $ 18.28 per $ 1,000 borrowed . This payment example is for illustration purposes only . Your actuel payment may vary and is based on creditworthiness and underwriting factors . Proof of income is required at the time of loan funding Loan to value requirements may apply . Vehicle must be 2024 or newer with no more than 1.000 miks . Must meet membership requirements and fees may apply . All credit union loan programs , rates , terms and conditions are subject to change without notice . Contact any branch office for full loan details Rates effective 3/2/2026