THE AMERICAN DREAM Stearns ISN'T ONE SIZE FITS ALL Your life plans aren't the same as your neighbors'. Your loan shouldn't be either. FHA' FHA mortgages offer down payments as low as 3.5%, low closing costs, and easy credit qualifying. VA VA loans offer low-cost borrowing alternatives designed to help eligible veterans and reservists become homeowners for 0% down. LOCAL Down payment assistance programs offer little to no down payment options. These vary by state, so ask me about what programs are available for you. CONVENTIONAL Conventional loans allow for 3% down and typically are fixed in terms and rate. JUMBO Jumbo loans allow borrowers to get a loan for more than the conventional loan limits set by Freddie Mac & Fannie Mae up to $3M. USDA USDA loans allow borrowers to put 0% down' on qualifying rural property. LET'S FIND YOUR FIT! CALL TODAY! SHARON GENEROTTI GET IN TOUCH Producing Branch Manager Mobile: (570) 417.1428 NMLS# 127937 SGenerotti@stearns.com 5 Zimmerman Street www.sharongenerotti.com Clarks Summit, PA 18411 Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Stearns Lending. LLC offers many loan products. Stearns Lending. LLC is a Califormia Limited Liability Company headquartered at 401 E. Corporate Drive. Suite 150. Lewisvile. TX 75057. (800) 350-LEND (5383 Company NMLS# 1854 (www.nmisconsumeraccess.org). This inlormation is accurate as of August 20. 2020e 2020 Stearns Lending. LLC All Rights Reserved. Steams Lending, LLC also óperates under the trade name Steams Home Loans in all states except for finois, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance EER Virginia State Corporation Commission Lender Broker License #MC-2184 THE AMERICAN DREAM Stearns ISN'T ONE SIZE FITS ALL Your life plans aren't the same as your neighbors'. Your loan shouldn't be either. FHA' FHA mortgages offer down payments as low as 3.5%, low closing costs, and easy credit qualifying. VA VA loans offer low-cost borrowing alternatives designed to help eligible veterans and reservists become homeowners for 0% down. LOCAL Down payment assistance programs offer little to no down payment options. These vary by state, so ask me about what programs are available for you. CONVENTIONAL Conventional loans allow for 3% down and typically are fixed in terms and rate. JUMBO Jumbo loans allow borrowers to get a loan for more than the conventional loan limits set by Freddie Mac & Fannie Mae up to $3M. USDA USDA loans allow borrowers to put 0% down' on qualifying rural property. LET'S FIND YOUR FIT! CALL TODAY! SHARON GENEROTTI GET IN TOUCH Producing Branch Manager Mobile: (570) 417.1428 NMLS# 127937 SGenerotti@stearns.com 5 Zimmerman Street www.sharongenerotti.com Clarks Summit, PA 18411 Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Stearns Lending. LLC offers many loan products. Stearns Lending. LLC is a Califormia Limited Liability Company headquartered at 401 E. Corporate Drive. Suite 150. Lewisvile. TX 75057. (800) 350-LEND (5383 Company NMLS# 1854 (www.nmisconsumeraccess.org). This inlormation is accurate as of August 20. 2020e 2020 Stearns Lending. LLC All Rights Reserved. Steams Lending, LLC also óperates under the trade name Steams Home Loans in all states except for finois, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance EER Virginia State Corporation Commission Lender Broker License #MC-2184