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    February 21, 2021
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Stearns BUYING IN A SELLER'S MARKET? LENDING BE FIRST IN LINE WITH THESE TIPS. You're ready to buy your dream home, but depending on where it is, you may be competing with other buyers. You may also be nervous about getting into a bidding war, or not sure how to calculate a fair offer. Here are some tips that can put you ahead of other buyers: Be ready to act fast. In a seller's market, listings can sell in hours, not days. Be available for showings during the week - ideally, at times that work the best for the seller. Be ready to submit an offer after the viewing if it's what you want. Work with a top-rated real estate agent. In addition to locating homes not yet advertised for sale, a savvy agent can help you get first in line with sellers and prepare a winning offer. Make your first offer the best. While you don't want to pay more than you have to, you don't want to risk submitting a lowball offer and losing out. Offering a larger deposit can impress the seller - so can agreeing to close on a date that accommodates the seller's plans. Get pre-qualified with Stearns Lending. This tells sellers and agents you're motivated, financially secure, and backed by a well- known, respected lender. GET IN TOUCH SHARON GENEROTTI Producing Branch Manager Direct: (570) 417-1428 NMLS# 127937 Mobile: (570) 417-1428 5 Zimmerman Street sgenerotti@stearns.com Clarks Summit, PA 18411 www.sharongenerotti.com Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending. LLC offers many loan products. Sleams Lending, LLC is a Califomia Limitod Liabity Company headguartered at 401 E. Corporate Drive, Suite 150. Lewisvile, TX 75057. (800) 350-LEND (5363) Company NMLS 1854 (www.nmisconsumeraccess.org). This information is accurate as of February 16, 2020.0 2020 Stearns Lending, LLC All Rights Reserved. Stearns Lending, LLC also operates under the trade name Steams Home Loans in all states except for Arizona, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance LENOER Virginia State Corporation Commission Lender/Broker License MC-2184 Stearns BUYING IN A SELLER'S MARKET? LENDING BE FIRST IN LINE WITH THESE TIPS. You're ready to buy your dream home, but depending on where it is, you may be competing with other buyers. You may also be nervous about getting into a bidding war, or not sure how to calculate a fair offer. Here are some tips that can put you ahead of other buyers: Be ready to act fast. In a seller's market, listings can sell in hours, not days. Be available for showings during the week - ideally, at times that work the best for the seller. Be ready to submit an offer after the viewing if it's what you want. Work with a top-rated real estate agent. In addition to locating homes not yet advertised for sale, a savvy agent can help you get first in line with sellers and prepare a winning offer. Make your first offer the best. While you don't want to pay more than you have to, you don't want to risk submitting a lowball offer and losing out. Offering a larger deposit can impress the seller - so can agreeing to close on a date that accommodates the seller's plans. Get pre-qualified with Stearns Lending. This tells sellers and agents you're motivated, financially secure, and backed by a well- known, respected lender. GET IN TOUCH SHARON GENEROTTI Producing Branch Manager Direct: (570) 417-1428 NMLS# 127937 Mobile: (570) 417-1428 5 Zimmerman Street sgenerotti@stearns.com Clarks Summit, PA 18411 www.sharongenerotti.com Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending. LLC offers many loan products. Sleams Lending, LLC is a Califomia Limitod Liabity Company headguartered at 401 E. Corporate Drive, Suite 150. Lewisvile, TX 75057. (800) 350-LEND (5363) Company NMLS 1854 (www.nmisconsumeraccess.org). This information is accurate as of February 16, 2020.0 2020 Stearns Lending, LLC All Rights Reserved. Stearns Lending, LLC also operates under the trade name Steams Home Loans in all states except for Arizona, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance LENOER Virginia State Corporation Commission Lender/Broker License MC-2184