FHA MAKE HOMEBUYING A REALITY FOR YOUR BORROWERS Stearns HIGHLIGHTS INCLUDE: Credit Scores as low as 580 Non-traditional / No Credit Score options available with manual UW 203k Limited Manufactured homes available with 620 FICO Add 3.5% minimum investment and gifts, Second mortgages, and Grants accepted Qualifying Ratios per AUS for credit scores greater than 620 Add No score option is allowed with Non-Traditional Tradelines (Submit under a special program code) Future Income Accepted FOR MORE DETAILS, CONTACT YOUR ACCOUNT EXECUTIVE TODAY! SHARON GENEROTTI GET IN TOUCH Producing Branch Manager Direct: (570) 417-1428 NMLS# 127937 sgenerotti@stearns.com 5 Zimmerman Street www.sharongenerotti.com Clarks Summit, PA 18411 Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending, LLC offers many loan products. Seams Lending. LLC is a Texas Limited Liability Company headguartered at 401 E. Corporate Drive, Sute 150, Lewisvile, TX 75057. (800 350-LEND (5363) Company NMLSH 1854 (www.rmlsconsumeraccess.org). This information is accurate as of. 2019. 2019 Slearns Lending, LLC All Rights Reserved. Steams Lending. LLC also operates under the trade name Stearns Home Loans in al states except for linois, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance Virginia State Corporation Commission Lenider/Broker License #MC-2184 LENDER 16PI S608 FHA MAKE HOMEBUYING A REALITY FOR YOUR BORROWERS Stearns HIGHLIGHTS INCLUDE: Credit Scores as low as 580 Non-traditional / No Credit Score options available with manual UW 203k Limited Manufactured homes available with 620 FICO Add 3.5% minimum investment and gifts, Second mortgages, and Grants accepted Qualifying Ratios per AUS for credit scores greater than 620 Add No score option is allowed with Non-Traditional Tradelines (Submit under a special program code) Future Income Accepted FOR MORE DETAILS, CONTACT YOUR ACCOUNT EXECUTIVE TODAY! SHARON GENEROTTI GET IN TOUCH Producing Branch Manager Direct: (570) 417-1428 NMLS# 127937 sgenerotti@stearns.com 5 Zimmerman Street www.sharongenerotti.com Clarks Summit, PA 18411 Branch NMLS# 1383990 This is not a commitment to lend. Program restrictions apply. Steams Lending, LLC offers many loan products. Seams Lending. LLC is a Texas Limited Liability Company headguartered at 401 E. Corporate Drive, Sute 150, Lewisvile, TX 75057. (800 350-LEND (5363) Company NMLSH 1854 (www.rmlsconsumeraccess.org). This information is accurate as of. 2019. 2019 Slearns Lending, LLC All Rights Reserved. Steams Lending. LLC also operates under the trade name Stearns Home Loans in al states except for linois, Massachusetts, and New York. Licensed by the N.J. Department of Banking and Insurance Virginia State Corporation Commission Lenider/Broker License #MC-2184 LENDER 16PI S608