FIRST HOME? WESOME! 3.5% DOWN? EVEN BETTER! Buying a home doesn't mean emptying your bank account. The FHA offers great options: Down payments as little as 3.5%. Qualify with less than perfect credit history interest rates Gifts for down payment allowed Help with qualifying from family members not living in home. LET'S FIND THE BEST LOAN FOR YOUR FIRST HOUSE! CLARKS SUMMIT NMLS 1613361 Stearns 570-427-3244 PLAINS 83990 570-417-1428