Congratulations! Michelle Mikitish and Brandi Bartush from the Pittston Chamber of Commerce Person of the Year and District Magistrate Joseph Carmody Recipient of the Joseph F. Saporito Lifetime of Service Award DISCOVER YOUR PATH TO GROWTH NO FEES Limited Time Only With UFCW COMMUNITY FEDERAL CREDIT UNION Up to 15 YEARS -6.99% APR HOME EQUITY Loan Special Up to 10 YEARS 6.49% APR *Annual Percentage Rate (APR) of 6.99% for qualified borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 15 years. *Annual Percentage Rate (APR) of 6.49% for qualified borrowers who meet certain credit criteria and borrow a minimum of $20,000 up to a maximum of 10 years. A 180 month term loan with a 6.99% fixed APR would have monthly payments of $8.98 per $1000 borrowed. A 120 month term loan with a 6.49% fixed APR would have monthly payments of $11.35 per $1000 borrowed. These payments are for illustration purposes only. The payments do not include amounts for insurance premiums and taxes, if applicable, the actual payment obligation will be greater. First Lien Loans Only. Programs, rates, terms and conditions are subject to change without notice. All fees and costs are waived. UMITED TIME ONLY Must meet Membership requirements to apply. May borrow up to 80% maximum loan to value (LTV). LIMITED TIME ONLY EQUAL HOUSING OPPORTUNITY MOOVE YOUR LOAN AND SAVE MONEY FAST NO TITLE TRANSFER RECEIVE $100 CASH FEE LOWER YOUR RATE BY AT LEAST 1% Move your current auto loan from another financial institution to UFCW FCU and you may be eligible to receive $100. To be eligible to receive the $100 you must finance a minimum of $10,000. In order to receive our meet or beat rates for moving your loan over to UFCW, you must be a qualified borrower within the underwriting guidelines. Current UCFW auto loans are not eligible. Proof of income is required. Loan to value requirements apply. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms, and conditions are subject to change without notice. *We will beat your current auto loan rate by 1% APR and the rate offered will not be less than 2.99% APR. 2 UFCW Community Federal Credit Union Your Path To Growth Must meet Membership requirements to apply. Contact any of our branch offices for full loan details. 570-693-0500 WWW.UFCWPA.ORG 377 Wyoming Avenue Wyoming 46 South Main Street Pittston 570 Market Street Kingston EQUAL HOUSING OPPORTUNITY NCUA 1460 Sans Souci Pkwy. Hanover Twp. Federally Insured by NCUA Congratulations ! Michelle Mikitish and Brandi Bartush from the Pittston Chamber of Commerce Person of the Year and District Magistrate Joseph Carmody Recipient of the Joseph F. Saporito Lifetime of Service Award DISCOVER YOUR PATH TO GROWTH NO FEES Limited Time Only With UFCW COMMUNITY FEDERAL CREDIT UNION Up to 15 YEARS -6.99 % APR HOME EQUITY Loan Special Up to 10 YEARS 6.49 % APR * Annual Percentage Rate ( APR ) of 6.99 % for qualified borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 15 years . * Annual Percentage Rate ( APR ) of 6.49 % for qualified borrowers who meet certain credit criteria and borrow a minimum of $ 20,000 up to a maximum of 10 years . A 180 month term loan with a 6.99 % fixed APR would have monthly payments of $ 8.98 per $ 1000 borrowed . A 120 month term loan with a 6.49 % fixed APR would have monthly payments of $ 11.35 per $ 1000 borrowed . These payments are for illustration purposes only . The payments do not include amounts for insurance premiums and taxes , if applicable , the actual payment obligation will be greater . First Lien Loans Only . Programs , rates , terms and conditions are subject to change without notice . All fees and costs are waived . UMITED TIME ONLY Must meet Membership requirements to apply . May borrow up to 80 % maximum loan to value ( LTV ) . LIMITED TIME ONLY EQUAL HOUSING OPPORTUNITY MOOVE YOUR LOAN AND SAVE MONEY FAST NO TITLE TRANSFER RECEIVE $ 100 CASH FEE LOWER YOUR RATE BY AT LEAST 1 % Move your current auto loan from another financial institution to UFCW FCU and you may be eligible to receive $ 100 . To be eligible to receive the $ 100 you must finance a minimum of $ 10,000 . In order to receive our meet or beat rates for moving your loan over to UFCW , you must be a qualified borrower within the underwriting guidelines . Current UCFW auto loans are not eligible . Proof of income is required . Loan to value requirements apply . Must meet membership requirements and fees may apply . All credit union loan programs , rates , terms , and conditions are subject to change without notice . * We will beat your current auto loan rate by 1 % APR and the rate offered will not be less than 2.99 % APR . 2 UFCW Community Federal Credit Union Your Path To Growth Must meet Membership requirements to apply . Contact any of our branch offices for full loan details . 570-693-0500 WWW.UFCWPA.ORG 377 Wyoming Avenue Wyoming 46 South Main Street Pittston 570 Market Street Kingston EQUAL HOUSING OPPORTUNITY NCUA 1460 Sans Souci Pkwy . Hanover Twp . Federally Insured by NCUA