oomph! Make a bold choice! Add some excitement to your home with Everyday Equity! Lock in our great low fixed rates* on up to two segments** of an Everyday Equity Line of Credit today! segment rates as low as 1.99% APR!* for up to 36 months Apply today! Stop by 620 Baltimore Drive, Wilkes-Barre, call 800.562.6049 or visit us online at service1.org. service1st Federal Credit Union | Friends you can bank on. *APR= Arnual percertage rate. The rate on the Everyday Equity Line of Credit (EELOC) segment is as of publication (3/15/2021). 1.99% APR avalable on A+ Credit for 36 month fxed-rate segment, frst len position EELOC. Minimum loan amount is $7,500.00. Sample payment on $7,500.00 borowed for 38 months at 1.99% APR would require a monthly payment of $214.80. Your rate may vary and will be determined by your individual credit profile and your home's available value (determined by appraisal less any outstanding mortgagea). Onoe approved, the segment rate will not change for the initial term of the loan. Owner occupied residences only. A S99 processing fee will apply to your application. The fees to be waived are the Property Search, Flood Search and Recording Fee. If the loan is paid off within a 36 month period, fees may be reassessed and included in final payoff. The Satisfaction Fee will not be waived and will be collected at the end of the term of the loan. Any additional fees, including appraisal fees, will be the responsibility of the member. Homeowner's insurance is required, flood insurance is required, where applicable Automatic payment preferred from a Service 1st deposit account. Other condtionsirestrictions may apply Programs, tateos, terms and conditions are subject to change without notice. Membership eligbilty required. Offer valid through June 30, 2021." Segments have a fed rate (the rate will not increase at any time while the plan is open), term and payment. Combined total of segments cannot exceed maximum amount of master line of credit. As balance of segment is reduced, it will proportionately increase avalable amount of master ine of credit. The rate on the master line of credit portion is variable, Prime Rate + 0% for up to 80% LTV (loan to value), Prime Rate + 1% betwoen 80.01% and 90% LTV and is subject to change monthly This rate varies with the market based on the Prime Rate published in the Wall Street Journal. The annual percentage rate (APR) may increase after consummation; minimum foor APR is 3.50%, maximum ceiling APR is 18%. Programs, rates, terms and conditions are subject to change without notice. Membership eligibility required. Maximum of two (2) temed out segments within master line of credit at any one time. Equal Housing Londer. Federally Insured by NCUA oomph! Make a bold choice! Add some excitement to your home with Everyday Equity! Lock in our great low fixed rates* on up to two segments** of an Everyday Equity Line of Credit today! segment rates as low as 1.99% APR!* for up to 36 months Apply today! Stop by 620 Baltimore Drive, Wilkes-Barre, call 800.562.6049 or visit us online at service1.org. service1st Federal Credit Union | Friends you can bank on. *APR= Arnual percertage rate. The rate on the Everyday Equity Line of Credit (EELOC) segment is as of publication (3/15/2021). 1.99% APR avalable on A+ Credit for 36 month fxed-rate segment, frst len position EELOC. Minimum loan amount is $7,500.00. Sample payment on $7,500.00 borowed for 38 months at 1.99% APR would require a monthly payment of $214.80. Your rate may vary and will be determined by your individual credit profile and your home's available value (determined by appraisal less any outstanding mortgagea). Onoe approved, the segment rate will not change for the initial term of the loan. Owner occupied residences only. A S99 processing fee will apply to your application. The fees to be waived are the Property Search, Flood Search and Recording Fee. If the loan is paid off within a 36 month period, fees may be reassessed and included in final payoff. The Satisfaction Fee will not be waived and will be collected at the end of the term of the loan. Any additional fees, including appraisal fees, will be the responsibility of the member. Homeowner's insurance is required, flood insurance is required, where applicable Automatic payment preferred from a Service 1st deposit account. Other condtionsirestrictions may apply Programs, tateos, terms and conditions are subject to change without notice. Membership eligbilty required. Offer valid through June 30, 2021." Segments have a fed rate (the rate will not increase at any time while the plan is open), term and payment. Combined total of segments cannot exceed maximum amount of master line of credit. As balance of segment is reduced, it will proportionately increase avalable amount of master ine of credit. The rate on the master line of credit portion is variable, Prime Rate + 0% for up to 80% LTV (loan to value), Prime Rate + 1% betwoen 80.01% and 90% LTV and is subject to change monthly This rate varies with the market based on the Prime Rate published in the Wall Street Journal. The annual percentage rate (APR) may increase after consummation; minimum foor APR is 3.50%, maximum ceiling APR is 18%. Programs, rates, terms and conditions are subject to change without notice. Membership eligibility required. Maximum of two (2) temed out segments within master line of credit at any one time. Equal Housing Londer. Federally Insured by NCUA