Today's great rates & Tomorrow's savings M&T 12-MONTH SELECT CD 3.25% Annual Percentage Yield (APY). $1.000 minimum deposit required to oper M&T 18-MONTH SELECT CD 3.50% Annual Percentage Yield (APY). $1,000 minimum deposit required to oper Together we can help you save for what matters most. We understand you want to make every penny count. And with a rate like this, it's never been easier to save. So don't miss out - customers with a qualifying checking account can get this fantastic rate before it's gone for good. Just stop by any M&T Bank branch or visit mtb.com/greatrates. M&T Bank *To open an M&T Select Time Deposit (CD), customer must have or open a MyChoice Premium Checking, M&T Select, MGT Select With Interest, Power Checking or Advantage Checking account. The minimum deposit required to open the CD account is $1,000. The maximum deposit is $1,000,000 per account. After the CD is opened, the minimum balance to obtain the advertised annual percentage yield "APY" is $1.00. Advertised APY's stated are accurate as of 1/9/2023 and these offers may change at any time. A penalty may be imposed for early withdrawal Fees could reduce earnings on the account. Offer not available for non-personal accounts. Advertised APY's cannot be combined with any other offer. Rates are subject to change without notice. Rates vary by state and county. These offers are not available to be opened online. A CD (Certificate of Deposit) is sometimes called a Time Deposit. Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an MGT representative for details. 2023 MGT Bank. Member FDIC. Today's great rates & Tomorrow's savings M & T 12 - MONTH SELECT CD 3.25 % Annual Percentage Yield ( APY ) . $ 1.000 minimum deposit required to oper M & T 18 - MONTH SELECT CD 3.50 % Annual Percentage Yield ( APY ) . $ 1,000 minimum deposit required to oper Together we can help you save for what matters most . We understand you want to make every penny count . And with a rate like this , it's never been easier to save . So don't miss out - customers with a qualifying checking account can get this fantastic rate before it's gone for good . Just stop by any M & T Bank branch or visit mtb.com/greatrates . M & T Bank * To open an M & T Select Time Deposit ( CD ) , customer must have or open a MyChoice Premium Checking , M & T Select , MGT Select With Interest , Power Checking or Advantage Checking account . The minimum deposit required to open the CD account is $ 1,000 . The maximum deposit is $ 1,000,000 per account . After the CD is opened , the minimum balance to obtain the advertised annual percentage yield " APY " is $ 1.00 . Advertised APY's stated are accurate as of 1/9/2023 and these offers may change at any time . A penalty may be imposed for early withdrawal Fees could reduce earnings on the account . Offer not available for non - personal accounts . Advertised APY's cannot be combined with any other offer . Rates are subject to change without notice . Rates vary by state and county . These offers are not available to be opened online . A CD ( Certificate of Deposit ) is sometimes called a Time Deposit . Unless otherwise specified , all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice . After an account is opened or service begins , it is subject to its features , conditions , and terms , which are subject to change at any time in accordance with applicable laws and agreements . Please contact an MGT representative for details . 2023 MGT Bank . Member FDIC .