Homeownership is important. We're here to help first-time homebuyers navigate the mortgage process and make buying a home affordable, even if you have: Little money for a downpayment Little or "less-than-perfect" credit history A recent job change To get started, call 1-888-253-0993 or visit mtb.com/mortgage. M&T Bank Understanding what's important Equal Housing Lender Certain restrictions apply.Subject to credit and property approval. 2019 MGT Bank. Member FDIC NMLS #381076. 15609A 190521 VF 80928472 Homeownership is important. We're here to help first-time homebuyers navigate the mortgage process and make buying a home affordable, even if you have: Little money for a downpayment Little or "less-than-perfect" credit history A recent job change To get started, call 1-888-253-0993 or visit mtb.com/mortgage. M&T Bank Understanding what's important Equal Housing Lender Certain restrictions apply.Subject to credit and property approval. 2019 MGT Bank. Member FDIC NMLS #381076. 15609A 190521 VF 80928472