= JPPLAW JASON P. PROVINZANO, ESQ. Common Misconceptions About Bankruptcy 1. Bankruptcy Will Ruin My Credit For Ten Years. Not true! Most times, bankruptcy will dramatically improve your credit and it will happen quickly! 3. If I File Bankruptcy, I Will Lose My House, Car, And Other Property. Not true! In my experience, 99.9% of all cases are considered No Asset cases. We list your property; we exempt your property, and you keep your property. We know up-front that your property is not in jeopardy of being lost or liquidated well before your case is filed. We do not roll the dice on your property. 2. If I File Bankruptcy, I Will Never Qualify For Another Credit Card Or Loan. Not true! Typically, credit card companies start sending credit card offers shortly after you file bankruptcy. 4. If I File Bankruptcy, It Will Be Listed In The Newspaper And Everyone Will Know. Not true! Bankruptcy case filings are not listed in the newspaper or public register; therefore, your friends, family, co-workers, and neighbors will not know! 5. If I File Bankruptcy, It Will Negatively Impact My Job. Not true! In fact, based on the law, no employer can terminate or discriminate against an individual for filing a bankruptcy. GET A FREE CONSULTATION TODAY! 16 W Northampton St, Wilkes-Barre, PA 18701 570-822-5771 We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. = JPPLAW JASON P. PROVINZANO , ESQ . Common Misconceptions About Bankruptcy 1. Bankruptcy Will Ruin My Credit For Ten Years . Not true ! Most times , bankruptcy will dramatically improve your credit and it will happen quickly ! 3. If I File Bankruptcy , I Will Lose My House , Car , And Other Property . Not true ! In my experience , 99.9 % of all cases are considered No Asset cases . We list your property ; we exempt your property , and you keep your property . We know up - front that your property is not in jeopardy of being lost or liquidated well before your case is filed . We do not roll the dice on your property . 2. If I File Bankruptcy , I Will Never Qualify For Another Credit Card Or Loan . Not true ! Typically , credit card companies start sending credit card offers shortly after you file bankruptcy . 4. If I File Bankruptcy , It Will Be Listed In The Newspaper And Everyone Will Know . Not true ! Bankruptcy case filings are not listed in the newspaper or public register ; therefore , your friends , family , co - workers , and neighbors will not know ! 5. If I File Bankruptcy , It Will Negatively Impact My Job . Not true ! In fact , based on the law , no employer can terminate or discriminate against an individual for filing a bankruptcy . GET A FREE CONSULTATION TODAY ! 16 W Northampton St , Wilkes - Barre , PA 18701 570-822-5771 We are a debt relief agency . We help people file for bankruptcy relief under the Bankruptcy Code .