Grow Your Cash CD SPECIALS $ SA ¹% 1.25% 13-MONTH Certificate of Deposit $25,000 minimum to open. APY* 2.00% 25-MONTH Certificate of Deposit $25,000 minimum to open. OFNCB Bank Simply better 1-877-TRY-FNCB | fncb.com | Member FDIC Visit any FNCB Bank Branch TODAY! *Minimum deposit to earn the advertised 13 month 1.25% and 25 month 2.00% Annual Percentage Yield is $25,000. Periodic interest is compounded quarterly and credited monthly. At maturity, 13 month CD will automatically renew at a 12 month term and 25 month CD will automatically renew at 24 month term at the prevailing rate(s). APYS are accurate as of 08/18/2022 and applies only to the initial term of your certificate of deposit. Offer may be changed or discontinued at any time. 12 month penalty may be imposed for early withdrawal. CD must be opened with new money not currently on deposit with FNCB Bank. Grow Your Cash CD SPECIALS $ SA ¹ % 1.25 % 13 - MONTH Certificate of Deposit $ 25,000 minimum to open . APY * 2.00 % 25 - MONTH Certificate of Deposit $ 25,000 minimum to open . OFNCB Bank Simply better 1-877 - TRY - FNCB | fncb.com | Member FDIC Visit any FNCB Bank Branch TODAY ! * Minimum deposit to earn the advertised 13 month 1.25 % and 25 month 2.00 % Annual Percentage Yield is $ 25,000 . Periodic interest is compounded quarterly and credited monthly . At maturity , 13 month CD will automatically renew at a 12 month term and 25 month CD will automatically renew at 24 month term at the prevailing rate ( s ) . APYS are accurate as of 08/18/2022 and applies only to the initial term of your certificate of deposit . Offer may be changed or discontinued at any time . 12 month penalty may be imposed for early withdrawal . CD must be opened with new money not currently on deposit with FNCB Bank .