10 Tips to Cut Expenses from your friends at Choice One Community Credit Union Phe coronavirus not only has us distanced from others but may also have us distanced from our jobs in the form of a temporary layoff or reduction in work hours. Those of us living on a tight budget may see a need to tighten financial belts during this difficult time. It may be time to review your monthly budget and perhaps incorporate some of our tips below to cut your spending. · Unsubscribe from monthly subscription services. Video and audio streaming services, food-based internet connection. If you decide to .Cancel or temporarily suspend subscriptions, magazines, and mobile go this route, you can potentially save gym memberships. Gyms and apps are all examples of monthly subscription services that are billed automatically to your credit card each month. Take inventory to decide cable/internet company. which you can do without. It's a great Price Compare Insurance. When that savings back into your monthly way to cut costs quickly. - Review your cell phone plan. Do for lower insurance rates? It's the you really need the unlimited minutes perfect time to get quotes on auto, or current data plan? Do some research and compare options. Can you make do with a cheaper plan for online conveniently from the comfort interest debt. Interest rates are at the time being? Remember, you can of your home. always upgrade in the future. · Buy generic at the grocery store and pharmacy. Staying away from high-cost name brand products can help reduce your monthly mortgage payment. Your local credit union is save you big bucks. Some items where it really pays to buy generic include cleaning products, over the counter medication, bottled water, service. Both of these cost less than in bulk is another great way to cut $60 a month and all you need is an expenses. even more by purchasing your own modem/router combo to avoid the monthly rental fees charged by your other fitness centers are closed right now. It's an ideal time to suspend or cancel your membership and put was the last time you shopped around budget. With the weather warming up, you can take your workouts outside and still get the exercise you life, and homeowners or renter's insurance. Shop around by phone or · Consider refinancing high- need. all-time lows. If your monthly debt Consider a mortgage refinance. Interest rates are extremely low right might be time to look into refinancing now. Refinancing at a lower rate can payments are higher than you'd like, it that debt into one, lower monthly payment. Speak to your local credit union to determine if refinancing makes sense for you. To help, Choice One Community Credit Union is the ideal place to get a low-interest debt consolidation loan. · Ease up on energy use. Days pantry items, soaps, and shampoos. reducing our everyday low mortgage are longer and the weather is - Investigate cheaper cable alternatives. Did you know that ditching the bundle deals with your local cable/internet provider can potentially save you money? Look into streaming alternatives like Youtube TV and Hulu's live tv rates by 0.25% and eliminating a $500 warming up. Turn those lights other origination fee. · Cook your meals in bulk and electronies off when not in use. Turn the temperature on your water heater freeze for future meals. You've down. Turn that thermostat down as found yourself spending a lot of time well, it's nice outside. Replace older at home and you might as well use the time wisely. Buying and cooking you haven't already done so. bulbs with energy-efficient bulbs if Remember, Choice One will continue to serve the needs of our members and the community. If you find yourself in need of extra help, we offer low rate mortgage and auto loans for refinancing, and home equity loans, home equity lines of credit, and VISA credit cards to access funds at low rates. Be careful and stay healthy, everyone. ChoiceOne COMMUNITY CREDIT UNION www.choiceone.org 10 Tips to Cut Expenses from your friends at Choice One Community Credit Union Phe coronavirus not only has us distanced from others but may also have us distanced from our jobs in the form of a temporary layoff or reduction in work hours. Those of us living on a tight budget may see a need to tighten financial belts during this difficult time. It may be time to review your monthly budget and perhaps incorporate some of our tips below to cut your spending. · Unsubscribe from monthly subscription services. Video and audio streaming services, food-based internet connection. If you decide to .Cancel or temporarily suspend subscriptions, magazines, and mobile go this route, you can potentially save gym memberships. Gyms and apps are all examples of monthly subscription services that are billed automatically to your credit card each month. Take inventory to decide cable/internet company. which you can do without. It's a great Price Compare Insurance. When that savings back into your monthly way to cut costs quickly. - Review your cell phone plan. Do for lower insurance rates? It's the you really need the unlimited minutes perfect time to get quotes on auto, or current data plan? Do some research and compare options. Can you make do with a cheaper plan for online conveniently from the comfort interest debt. Interest rates are at the time being? Remember, you can of your home. always upgrade in the future. · Buy generic at the grocery store and pharmacy. Staying away from high-cost name brand products can help reduce your monthly mortgage payment. Your local credit union is save you big bucks. Some items where it really pays to buy generic include cleaning products, over the counter medication, bottled water, service. Both of these cost less than in bulk is another great way to cut $60 a month and all you need is an expenses. even more by purchasing your own modem/router combo to avoid the monthly rental fees charged by your other fitness centers are closed right now. It's an ideal time to suspend or cancel your membership and put was the last time you shopped around budget. With the weather warming up, you can take your workouts outside and still get the exercise you life, and homeowners or renter's insurance. Shop around by phone or · Consider refinancing high- need. all-time lows. If your monthly debt Consider a mortgage refinance. Interest rates are extremely low right might be time to look into refinancing now. Refinancing at a lower rate can payments are higher than you'd like, it that debt into one, lower monthly payment. Speak to your local credit union to determine if refinancing makes sense for you. To help, Choice One Community Credit Union is the ideal place to get a low-interest debt consolidation loan. · Ease up on energy use. Days pantry items, soaps, and shampoos. reducing our everyday low mortgage are longer and the weather is - Investigate cheaper cable alternatives. Did you know that ditching the bundle deals with your local cable/internet provider can potentially save you money? Look into streaming alternatives like Youtube TV and Hulu's live tv rates by 0.25% and eliminating a $500 warming up. Turn those lights other origination fee. · Cook your meals in bulk and electronies off when not in use. Turn the temperature on your water heater freeze for future meals. You've down. Turn that thermostat down as found yourself spending a lot of time well, it's nice outside. Replace older at home and you might as well use the time wisely. Buying and cooking you haven't already done so. bulbs with energy-efficient bulbs if Remember, Choice One will continue to serve the needs of our members and the community. If you find yourself in need of extra help, we offer low rate mortgage and auto loans for refinancing, and home equity loans, home equity lines of credit, and VISA credit cards to access funds at low rates. Be careful and stay healthy, everyone. ChoiceOne COMMUNITY CREDIT UNION www.choiceone.org