Home Equity Term Loans 1%APR OFF' your current real estate loan rate when you refinance from another lender (with qualifying loan amount2) OR when you refinance an existing credit union real estate loan (with qualifying loan amount?) 2.99%* APR OR 2.99%* on new home equity term loans (with qualifying loan amount?²) APR PLUS NO CLOSING COSTS (with qualifying loan amount?) 5, 10 AND 15 YEAR TERMS pgmfcu.org | 570-675-3370 Starting July 1, 2020 "APR-Annual Percentage Rate. 1- Minimum rate offered will not be less than 296. Must show proof of rate. 2- New money to the credit union must be $25.000 or greater to qualify for special rates and no closing costs. 5,10, and 15 year terms available. All other loans are subject to standard credit union rates and fees. 3- Limited time offer. Credit Union reserves the right to amend or withdraw this promotion at any time and without notice. Payment Example: A 180 month home equity term loan with a 2.99% fixed APR would have monthly payments of $6.91 per $1,000 borrowed. Loan is subject to underwriting approval. Application will be required; not all applicants will be approved. Terms, conditions, and restrictions apply. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan ote. Promotional rate cannot be combined with any other offers. Credit Union membership is required for loan approval. PGMFCU: Federally insured by NCUA. P&G Mehoopany Employees Federal Credit Union EUAL BKHING LENDER Home Equity Term Loans 1%APR OFF' your current real estate loan rate when you refinance from another lender (with qualifying loan amount2) OR when you refinance an existing credit union real estate loan (with qualifying loan amount?) 2.99%* APR OR 2.99%* on new home equity term loans (with qualifying loan amount?²) APR PLUS NO CLOSING COSTS (with qualifying loan amount?) 5, 10 AND 15 YEAR TERMS pgmfcu.org | 570-675-3370 Starting July 1, 2020 "APR-Annual Percentage Rate. 1- Minimum rate offered will not be less than 296. Must show proof of rate. 2- New money to the credit union must be $25.000 or greater to qualify for special rates and no closing costs. 5,10, and 15 year terms available. All other loans are subject to standard credit union rates and fees. 3- Limited time offer. Credit Union reserves the right to amend or withdraw this promotion at any time and without notice. Payment Example: A 180 month home equity term loan with a 2.99% fixed APR would have monthly payments of $6.91 per $1,000 borrowed. Loan is subject to underwriting approval. Application will be required; not all applicants will be approved. Terms, conditions, and restrictions apply. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan ote. Promotional rate cannot be combined with any other offers. Credit Union membership is required for loan approval. PGMFCU: Federally insured by NCUA. P&G Mehoopany Employees Federal Credit Union EUAL BKHING LENDER