New mortgageand home equityline of creditsolutions withmore flexibilityand less fees.Peoples Select LOCVariable Rate HELOC with Three Fixed RateBalance Conversions at one timePeoples Select MTGFlat $500 Documentation Preparation FeePeoplesSecurity FEE AND RATE ADVANTAGESOur new flexible products haveBank & Trust Est 1905psbt.coml 888.868.3858that will get you the loan you need.(1) Peoples Security Select LOCM is an interest only monthly, variable rate home equity line of credit which allows up to three fixed rate and payment balanceconversion options at any one time during the draw period. Available to borrowers with a 1-4 family owner-occupied primary residence who may borrow up to80% o their home's value. The Annual Percentage Rate (APR) wnW vary based upon Prime Rate as published in the Wall Street Journal, currently 5.00% e ectiveJune 14, 20OIS, A Peoples Security Bank & Trust checking account with auto-draft of monthly payment is required. Other rates and terms are available. The line has omaximum draw period of 10 years with non-converted balances at the end of the period converting to a 20 year variable APR repayment term. Conversion Option:During the draw period, the line allows the borrower selected balances to be locked-in for short term periods. There is a $75 per lock-in conversion fee. Paymentsto the variable line and converted balance portions reducing principal will allow the line of credit availability to increase up to the maximum amount granted. Fees toopen this lne of credit generally range between S0 and $750 in Pennsylvania and $0 and $3,250 in New York. Homeowners insurance is required. Flood insurancemay be required as necessary. APR may not exceed 18% Maximum loan amount $500,000 2 Peoples Security Select MTG is available for first lien purchase andre nance l 4 amily owner occupied primary residence transactions in amounts up to S500,000 with auto dra t rom a Peoples Security checking account. Borrow up to 80% othe property's value with short term financing. Other rates and terms are available. Homeowners insurance required. Flood insuronce may be required as necessary. Rates arelocked as of date of application for o 60-day period and are subject to market condition changes thereafter. (3) Document Preparation fee of $500. At underwriter's discretion,Title Insurance may be required at borrower's cost. (4) All loans subject to credit and collateral approval. This offer is effective 6/14/18 and may be discontinued at ony timewithout notice

Date: July 11, 2018

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August 10, 2018 (42 days ago)
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Peoples Security Bank & Trust Company

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New mortgage and home equity line of credit solutions with more flexibility and less fees. Peoples Select LOC Variable Rate HELOC with Three Fixed Rate Balance Conversions at one time Peoples Select MTG Flat $500 Documentation Preparation Fee Peoples Security FEE AND RATE ADVANTAGES Our new flexible products have Bank & Trust Est 1905 psbt.coml 888.868.3858that will get you the loan you need. (1) Peoples Security Select LOCM is an interest only monthly, variable rate home equity line of credit which allows up to three fixed rate and payment balance conversion options at any one time during the draw period. Available to borrowers with a 1-4 family owner-occupied primary residence who may borrow up to 80% o their home's value. The Annual Percentage Rate (APR) wnW vary based upon Prime Rate as published in the Wall Street Journal, currently 5.00% e ective June 14, 20OIS, A Peoples Security Bank & Trust checking account with auto-draft of monthly payment is required. Other rates and terms are available. The line has o maximum draw period of 10 years with non-converted balances at the end of the period converting to a 20 year variable APR repayment term. Conversion Option: During the draw period, the line allows the borrower selected balances to be locked-in for short term periods. There is a $75 per lock-in conversion fee. Payments to the variable line and converted balance portions reducing principal will allow the line of credit availability to increase up to the maximum amount granted. Fees to open this lne of credit generally range between S0 and $750 in Pennsylvania and $0 and $3,250 in New York. Homeowners insurance is required. Flood insurance may be required as necessary. APR may not exceed 18% Maximum loan amount $500,000 2 Peoples Security Select MTG is available for first lien purchase and re nance l 4 amily owner occupied primary residence transactions in amounts up to S500,000 with auto dra t rom a Peoples Security checking account. Borrow up to 80% o the property's value with short term financing. Other rates and terms are available. Homeowners insurance required. Flood insuronce may be required as necessary. Rates are locked as of date of application for o 60-day period and are subject to market condition changes thereafter. (3) Document Preparation fee of $500. At underwriter's discretion, Title Insurance may be required at borrower's cost. (4) All loans subject to credit and collateral approval. This offer is effective 6/14/18 and may be discontinued at ony time without notice