New mortgage and home equity line of credit solutions with more flexibility and less fees. Peoples Select LOC Variable Rate HELOC with Three Fixed Rate Balance Conversions at one time (2)13)(4) Peoples Select MTG Flat $500 Documentation Preparation Fee Peoples Our new flexible products have Securit FEE AND RATE ADVANTAGES psbt.coml 888.868.3858that will get you the loan you need. FDIC Bark & Trust Est.1905 (1) Peoples Security Select LOCM is an interest only monthly, variable rate home equity line of credit which allows up to three fixed rate and payment balance conversion options at any one time during the draw period Available to borrowers with o 1-4 fomily owner-occupied primary residence who may borrow up to 80% of their home's value. The Annual Percentage Rate (APR) will vary based upon Prime Rate as published in the Wall Street Journal, currently 5.00%, effective June 14, 2018. A Peoples Security Bank & Trust checking occount with auto-droft of monthly poyment is required. Other rates and terms are available. The line hos a maximum draw period of 10 years with non converted balonces at the end of the period converting to a 20 year wariable APR repayment term. Conversion Option: During the draw period, the line allows the borrower selected balances to be locked-in for short term periods. There is a $75 per lock-in conversion fee. Payments to the variable line and converted balance portions reducing principal will allow the line of credit availability to increase up to the maximurn amount granted. Fees to open this line of credit generally range between $0 and 5750 in Pennsylvania and $0 and $3,250 in New York. Homeowners insurance is required. Flood insurance may be required as necessary. APR may not exceed 18%.Maximum loan amount S500 000 (2) Peoples Security Select MTG is ovailable for first lien purchase and refinance 1-4 amily owner occupied primary residence transactions in a mounts up to S 500,000 with auto-draft rom a Peoples Security checking account. Borrow up to 80% o the property's value with short term financing. Other rates and terms are available. Homeowners insurance required. Flood insurance may be required as necessary. Rates are locked as of date of application for a 60-day period and are subject to morket condition changes thereofter (3) Document Preparation fee of $500. At undenwriter's discretion, Title Insurance may be required at borrower's cost. (4) All loons subject to credit and collateral approval, This offer is effective 6/14/18 and may be discontinued at any time without notice