Our financial engine is fueled by people: our experienced and knowledgeable employees and the people we have the honor to serve. It’s the very foundation of what we’ve built over the last several decades. We have meticulously crafted a nationally recognized organization by integrating with respected insurance leaders in each of our markets. This is the backbone of First Niagara Risk Management. Insurance and risk management services comprise the very core of our corporate DNA. Our knowledge and experience helps you manage costs and understand potential risks.